Being involved in a car accident can be an incredibly traumatising experience made worse if you suffer injuries as a result of it.
If you have been injured in such an accident and you are thinking about making a claim, first of all it is important to establish your eligibility for doing so. Your eligibility for making a car accident compensation claim UK comes down to two key facts, which are:
- How your accident happened
You cannot be 100 per cent liable for the accident in which you were injured to make a claim; if you are, then the other side will be under no obligation to pay you compensation because you are only entitled to compensation if you have some level of diminished liability.
- When your accident happened
You only have three years from the date your accident happened or from the date that your injuries first became clear to make a claim. This is because under The Limitation Act 1980, most personal injury claims become time-barred or statute barred after three years.
What if the other party has never been traced?
This is a question we get asked often and our answer also applies to those who have been injured by an uninsured or otherwise illegal driver – you can still make a claim, however your claim will be with the Motor Insurers’ Bureau. Under the circumstances, the Motor Insurers’ Bureau will pay you compensation providing that the accident was not your fault.
Can I make a claim if I was the passenger in the car?
Yes you can. Your claim will be with the party responsible for the accident. So if the driver of the car you were in is liable then you can claim through their insurance, or vice versa.
How long will my car accident compensation claim UK take to process?
This depends on the complexity of your case and also who your claim is with. For example, some insurers are faster than others when processing claims. Rest assured thought that your car accident compensation claim UK lawyer will do what they need to do as quickly as possible so that you get your compensation sooner rather than later. Our lawyers, for instance, can process straightforward claims in as little as 6-8 weeks.
I meet these eligibility criteria. What should I do next?
You should seek specialist car accident compensation claim UK advice. To this end, we operate a free and no obligation claims helpline which you can call to get answers to all your questions. You can reach us on 0800 157 1437. Alternatively, you can call us to arrange an appointment with one of our expert lawyers who can provide you with sound legal advice.